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reducing the likelihood of attrition or abandonment and, as a result, enabling your FI to boost its deposit-to-loan ratio by securing those critical revenue streams.

Credit-to-deposit (CD) ratio of major public sector and private sector banks during the October-December quarter of FY24 inched up as compared to the previous quarter though government-owned ...

Your LTV — or loan-to-value ratio — also plays a major role. Your loan-to-value ratio is how much of your home's value your mortgage balance takes up, and the higher your LTV, the harder it ...

Depositors can leverage their FDs to avail loans. Loans against FD are usually offered in the form of overdraft facility, wherein the credit limit is sanctioned on the basis of the Fixed Deposit ...

The large increase in the monetary policy rate and the cash reserve ratio in February is seen as posing challenges to banks. Additionally, banks are under pressure to meet a 65 percent Loan to Deposit ...

it is only expected to get more intense due to rising structural risks and high loan-to-deposit ratio issues. Credit growth is expected to moderate to 12-14% over FY25-27, from the current 16.5%, ...

One of the most important factors lenders consider is your loan-to-value ratio or LTV — the loan amount versus the home’s appraised value. A lower LTV means you’re more invested in the home ...

New Delhi, March 5 Surging credit has caused the loan-to-deposit ratios (LDRs) to climb at Indian banks, raising ... New Delhi, March 5 Surging credit has caused the loan-to-deposit ratios (LDRs) to ...

New Delhi, March 5 (IANS) Surging credit has caused the loan-to-deposit ratios (LDRs) to climb at Indian banks, raising concerns that the trailing deposit growth and competition for funds would hit ...

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