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reducing the likelihood of attrition or abandonment and, as a result, enabling your FI to boost its deposit-to-loan ratio by securing those critical revenue streams.

Your LTV — or loan-to-value ratio — also plays a major role. Your loan-to-value ratio is how much of your home's value your mortgage balance takes up, and the higher your LTV, the harder it ...

Governor of the Bank of Ghana and Chairman of the Monetary Policy Committee (MPC), Dr. Ernest Addison, who disclosed this to the media in Accra, said banks with Loan-to-Deposit ratio above 55 percent ...

Credit-to-deposit (CD) ratio of major public sector and private sector banks during the October-December quarter of FY24 inched up as compared to the previous quarter though government-owned ...

Lenders look at several factors to determine if you qualify for a mortgage. The loan-to-value ratio is a key metric that can impact your ability to get a home equity line of credit (HELOC ...

The large increase in the monetary policy rate and the cash reserve ratio in February is seen as posing challenges to banks. Additionally, banks are under pressure to meet a 65 percent Loan to Deposit ...

Depositors can leverage their FDs to avail loans. Loans against FD are usually offered in the form of overdraft facility, wherein the credit limit is sanctioned on the basis of the Fixed Deposit ...

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